Postal Service Health Benefits 2025 Benefits. The pshb program will be administered by opm, and will provide health insurance to eligible postal service employees, postal service annuitants, and their eligible. Starting january 1, 2025, the postal service health benefits (pshb) program will officially replace the federal employees health benefits (fehb) program for usps.

It’s a complete overhaul designed to better serve usps. In 2025, the employer contribution rate for pshb plans is the same across all postal labor unions and management.